Welcome to Citizens Bank's Mortgage Center                             
From the Menu Selection to the LEFT, you will be able to:
Start your Application
   Select the APPLY NOW button to apply for a mortgage
   to purchase, refinance or get pre-qualified or pre-approved*
Get a Mortgage Rate Quote
   Select the Mortgage Rates button
Sign up to Watch Mortgage Rates
   Select the Rate Tracker button
Figure A Mortgage Payment or to see how much you can afford
   Select the Calculators button for a variety of calculations
Need to Finish an Application you previously started?
   Select Finish an Applicaton button
Not sure you understand a Mortgage term
   Select the Mortgage Dictionary button to define it for you
Which program do I choose?
We offer a variety of loan options to choose from including
fixed rate mortgages and adjustable rate mortgages.  If you
are wanting a fixed principal and interest payment, a fixed
rate loan is going to provide you with a constant principal
and interest payment throughout the term of your mortgage.
If you have a short term plan for your home purchase or
loan needs, an adjustable rate mortgage may offer you a
lower rate during the term you need your mortgage financing.
Once you have submitted your application, a Citizens Bank
mortgage loan specialist will contact you as soon as possible.
Our goal is to provide the highest level of service at competitive rates. Our mortgage loan specialists are only a phone call away if you need help. Contact us at (317) 831-9613.
*The loan pre-qualification and pre-approval are free and conditional upon proof of income, property value, assets, etc. 
Apply Now

NMLS Registry Information
Citizens Bank 484695
Randy Stephens 631435
Vanessa Scott 712369